Daraz Payment Fee Meaning: How It Is Charged

Short Answer

The payment fee is a charge for processing the customer payment. On the statements we checked it is 2.25% of the item price plus 15% VAT, which is 2.5875% in total. It is calculated on the item price, not on the shipping the buyer pays.

The payment fee is a separate deduction for processing the money the customer pays. It is not the same as commission, which depends on the category.

What Does It Look Like on a Statement?

On the statements we checked, the payment fee was 2.25% of the item price, with 15% VAT added on top. Together that is 2.5875% of the item price. It is worked out on the item price only, so the shipping the buyer pays does not raise it. Daraz can change fees, so treat the percentage as what we observed, not a promise.

Worked Example

Example: Store A sells an item at Rs 2,000.

Payment fee before VAT: 2.25% of 2,000 = Rs 45.00.
VAT on that fee: 15% of 45.00 = Rs 6.75.
Total payment fee deducted: Rs 51.75, which is 2.5875% of 2,000.

Notice that the fee scales with the price, so on a high-priced item it is a noticeable amount even though the rate looks small.

Common Mistakes

Leaving out the VAT and using 2.25% when estimating profit.
Applying the percentage to the price plus shipping instead of the item price only.
Treating it as part of commission and counting it twice.

Commission, handling fee, settlement. The deep dive is Daraz payment fee explained, and the profit calculator applies it to every order.

Questions

How much is the Daraz payment fee?

On the statements we checked, it was 2.25% of the item price plus 15% VAT on that fee, so 2.5875% of the item price. Confirm against your own statement as Daraz can change fees.

Is the payment fee charged on cash on delivery orders?

We have only verified the percentage on statements we reconciled. We have not confirmed whether it differs by payment method, so check the line on your own orders.

Is the payment fee the same as commission?

No. Commission depends on the product category. The payment fee is a separate line with its own percentage.